Hi, Ed!

Thanks for comment!
We are planning to add support for ACH payments by the end of this year — this will be one of the follow-ups of our current ongoing activity on updating payments architecture in WA. We'll post updates in related thread as we have them.

Oleg, Product designer @ Payments team

GREAT, FINALLY!!!!! Now we should take this the next logical step which is to give the member the option to give EITHER their updated credit card information OR their bank information As I had previously posted a year ago my auth.net account has two features that allow this to take place; e-checks have been enabled (costs $10 per month) as is the "customer information manager" Soooooooo if I have a member who has recurring payments enabled via a previous credit card payment in WA, if I go into the Auth.net CIM I can look up their profile and guess what - change the preferred payment method from credit card to check. All I need to do is give the routing number and account number and save. Going forward the next time a payment is due it automatically comes out of their checking account!!
So clearly it can be done - If only WA would provide an option to send ACH information rather than credit card information to auth.,net when a member first signs up for recurring payments or expiration of credit card life would be wonderful. I calculate that I can cut my transaction fees in half and never have to worry about expiration dates (unless of course someone changes their bank but how often does that happen)

Wonderful! This is such great news. This will go a long way toward our members feeling like we're using a more credible online payment system. Thanks for making this happen!

Hi, Michael

This will work for Authorize.Net. And not for PayPal Pro unfortunately due to technical reasons :(

Oleg, Product designer @ Wild Apricot

The request says, "Please make a way for members to update their credit info with Paypal Pro." We need this fix to integrate with Authorize.net too. Thanks.

Hi, DBP!

We have finilized development here and waiting for upcoming release — 5.10 Darina Apricot (late Feb - March).
Sorry for late update.

Oleg, Product designer @ Wild Apricot

Any update/ETA? I know this was previously slated to be complete by Q4 2015. Thanks.

Agreed that the current process is cumbersome to the point that few, if any, of our members understand it is even possible. A major advantage of WA to our organization is recurring payments and expired credit cards is a major roadblock to achieving that benefit. The workflow NEEDS to be simplified and the functionality should apply to all payment processor; we use Stripe and like it much better than our old PayPal.

This is in progress right now and will be likely included into 5.9. release.

Oleg, Product designer @ Payments team

This has been an issue for MANY YEARS. Please do this ASAP!

Sounds reasonable.
We were going to update status display a bit when we start actual development and we will include this as well.
I'll share updates as we have them.

Stay tuned!

Oleg, Product designer @ Payments team

We are very much looking forward to this being implemented, as we receive multiple requests monthly from members who are confused and looking for how to manage their card info; and as many are starting to get their new chip cards.

One key thing: we would love for this management interface to accurately display the individual member's actual "auto pay" status. Right now their profiles display their *membership level*'s auto pay settings, which is very misleading/inaccurate and has little to do with the individual's auto-pay status. Right now, if we/they disable auto pay for them, nothing shows, which is confusing for them.

I'd like my customers who are using recurring payments to be able to change their cc.

Note: I use authorize.net

Wow this would be incredibly beneficial...

That's great news. Can't wait--looking forward to this!

sounds to be good to be true; the proof will be in the pudding; can't wait

I recently listened to the WA podcast Episode 7 - Understanding Online Payments for Nonprofits; a lot of the interview with IATS talked about the need to make recurring payments simple (WA makes it complex), and the beauty of accepting ACH payments which can dramatically lower costs by eliminating all those credit card related fees PLUS not needing to track down people when their credit cards expire; so how about integrating ACH as an alternative payment system into WA. As pointed out in the podcast it ACH can't be the only payment system as younger people in particular want to use their credit cards to get points. So how about WA implementing the suggestions made in it's own podcast which means:

1) allow more than one payment method or processors per account
2) have one of those processors offering ACH

In our case we would use paypal to process credit/debit and then when we needed to contact someone whose expiry had passed while on the phone with them we would see if we could get them to switch to ACH by bank routing and account number and use IATS to process that. For every person we could convert to ACH that would be one less expiry date down the road to have to track down PLUS bit by by as people converted our processing costs would steadily go down.

Ditto..................We also have hundreds of members and a good part of our day is spent tracking down members when their credit cards expire - AS THEY ALL WILL. Please, please come up with a solution so we can make better use of our limited time!

With credit card security measures, many people are issued multiple new credit cards. We are seeing an uptick of failed recurring payments for membership dues. The members don't understand why their accounts are lapsing because they have a recurring payment set up (and they can't update credit card info). So, please send a notification when recurring payments fail so they can make a payment rather than letting their account lapse.

One of our biggest headaches is when recurring payments fail - and they ALL WILL FAIL at some time due to expiration dates passing. The process to give an updated credit card number and/or expiration date couldn't be more complicated if one tried both for the member and us on the backend. ie log into your account, stop our old payment, go to your member profile, renew your membership, generate an invoice, and then pay it. There is no reason this couldn't be rolled into a user friendly e-mail - with all the steps above done behind the scene by the software ie the member gets an e-mail "your credit card failed - please don't allow your membership to lapse by entering your up to date credit card information and expiration date below" and after they have renewed 5 seconds later "Thank you for renewing"